Job Description
City:Edmonton
State:
Company:beBeeMortgage
Mortgage Underwriting Career
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At our organization, we’re seeking a seasoned Mortgage Underwriter to join our team. As a key member of our Optimum Mortgage business line, you’ll play a crucial role in supporting clients in achieving their homeownership goals through tailored mortgage solutions.
This role offers a unique opportunity to have a positive impact on the organization while utilizing your credit evaluation skills, risk management expertise, and collaborative approach to client-focused underwriting.
Key Responsibilities:
- Provide detailed and analytical credit decisions on complex mortgage applications in a timely and accurate manner.
- Establish profitable and low-risk lending parameters, including pricing, terms, and conditions, aligned with client needs and institutional guidelines.
- Ensure all underwriting decisions align with internal risk appetite and comply with legislative, regulatory, and policy requirements, including AML/ATF and KYC.
- Partner with Mortgage Documentation Officers and provide mentorship to support team development and growth.
- Identify and recommend innovative, flexible mortgage solutions tailored to the unique needs of borrowers.
- Maintain composure and efficiency in a fast-paced, sales-driven environment while delivering exceptional client service.
- Collaborate effectively across departments to support seamless operations and resolution-focused outcomes.
Requirements:
- Experience in residential mortgage underwriting, ideally within a broker channel or financial institution.
- Strong analytical and decision-making skills with a keen attention to detail.
- Knowledge of industry legislation and compliance practices including AML/ATF, Privacy, and KYC.
- Technologically proficient and comfortable working with mortgage systems and tools.
- Exceptional communication and negotiation skills, with a collaborative and team-oriented mindset.
- A passion for providing creative and client-focused solutions in a high-volume environment.
Benefits:
We offer a comprehensive benefits package, including health and wellness programs, flexible group insurance, a generous pension plan, and employee share ownership opportunities.
In addition to competitive compensation, you’ll enjoy a dynamic work environment and cutting-edge collaboration tools that foster a positive employee experience.
About Us:
We’re a bank committed to partnership, agility, and empowerment. Our mission is to have a positive impact on people’s lives, and we strive to create a barrier-free workplace that’s accessible to all employees.